A woman and her young son were standing in line at the bank waiting for the next available teller. The little boy was becoming very irritable and his mother was trying to calm him down. Without much luck, she said in a fairly loud voice, "If you don't settle down right now I will pull your pants down in front of the whole bank and spank your butt!!!"

With that the little boy announced, "If you spank my butt, I'll tell the whole bank that I saw you kissing Daddy's pee pee."